For retirees & pre-retirees considering a Roth conversion

The IRS-Approved Strategy to Offset Your Roth Conversion Taxes

See how you can use government-backed energy credits to legally offset your Roth conversion tax bill — without paying a dollar out of pocket.

Watch the 8-minute overview

How qualified households are offsetting Roth conversion taxes using government-backed energy credits

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Free PDF Guide

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The Reality

The 3 Enemies Draining Your Retirement

Most retirees don't realize how much they're silently losing each year to forces they could have avoided.

The Roth Conversion Tax Trap

You know a Roth conversion makes sense long-term, but the six-figure tax bill at the point of conversion stops most people cold. So they wait — and pay more every year in the meantime.

RMDs & Hidden Tax Drag

Required Minimum Distributions force withdrawals whether you need the money or not — pushing you into higher brackets, increasing Medicare premiums via IRMAA, and taxing your Social Security benefits.

Rising Tax Uncertainty

With record federal deficits, current tax rates are widely expected to increase. Every dollar you leave in a tax-deferred account is a bet that future rates will be lower. That's a bet fewer advisors are willing to take.

Our Approach

How We Offset Your Roth Conversion Taxes

A proven, IRS-supported strategy that most advisors and CPAs don't even know exists.

Tax Credit Allocation

We partner with companies that generate federal energy tax credits through government-approved clean energy programs. When structured properly, these credits can be legally allocated to qualified households to offset major tax events — including Roth conversions.

Roth Conversion Execution

With the tax friction addressed, we coordinate a Roth conversion strategy tailored to your accounts — moving your retirement assets out of tax-deferred structures and into tax-free growth, without the devastating upfront tax hit.

Income Optimization

Once your tax position is secured, we can reposition assets into income-focused strategies designed to deliver significantly more retirement income — often with built-in downside protection and tax-advantaged characteristics.

Your Advisor

Meet Your Advisor

When you book a call, this is who you'll be speaking with.

Col. (Ret.) Ken Ring

CEO & Managing Partner • CPA

West Point graduate, retired U.S. Army Colonel, and former Ernst & Young senior manager. Ken brings 30+ years of financial leadership across military operations, global taxation, and advanced retirement planning. He specializes in tax advisory, energy credit coordination, and building comprehensive strategies for high-net-worth households. Ken is the one you'll speak with on your discovery call.

CPA West Point Ernst & Young Bronze Star Legion of Merit

Why This Is Different

Traditional Approach vs. Our Strategy

Most advisors tell you to spread conversions over 5–10 years and absorb the taxes. We take a fundamentally different approach.

Traditional Approach

Our Strategy

Full tax bill on conversion

Tax credits offset conversion liability

Spread over 5–10 years to manage tax hit

Accelerated conversion timeline

Standard 4% withdrawal rate

Repositioned for higher income potential

No tax recovery on past payments

Paid $100K+ in taxes over 3 years? We can claw some back

Estate taxes erode generational wealth

Legacy structuring to preserve and protect

Is This Strategy Right for You?

This works if either of these applies to you:

You have retirement savings in a 401(k) or IRA that you're considering converting to a Roth

You've paid $100,000 or more in federal income taxes over the past three years

Either one qualifies you.

Check Your Eligibility

Find Out If This Applies to Your Situation

In a free 15-minute call, we'll review your retirement accounts, check if you qualify for the tax credit strategy, and outline your options.

If this strategy doesn't apply to your situation, we'll tell you — no pressure, no follow-up, no games.

Schedule Your Free Consultation

No obligation • No pressure • 15 minutes